TERMS AND CONDITIONS

By using this website (“Site”), you acknowledge that you have read, understand, accept and agree to be bound, without exception, by these Terms and Conditions, which form a contract between Meraki Financial Services Inc. and users of this Site. We reserve the right to update and change these Terms and Conditions at any time without prior notice. You agree to regularly review the Terms and Conditions posted on this Site. If these Terms and Conditions are no longer acceptable to you, you should immediately cease all use of this Site at any time.

The CASL outlines specific guidelines regarding the transmission of electronic messages. Meraki Financial Services Inc. (MerakiFSI) must receive your consent to send such messages. By Initialing the box, I, the client, consent to receiving email and other applicable electronic messaging from MerakiFSI regarding electronic delivery of reasonable marking information. CASL consent is required to receive information electronically.

Certain names, words, titles, phrases, logos, icons, graphics or designs in the pages of this Site may constitute trade names, registered or unregistered trade-marks or service marks ("Trade-marks") of Meraki Financial Services Inc., other members of the Meraki Financial Services Inc. or of third parties and used under license by Meraki Financial Services Inc. or other members of the Meraki Financial Services Inc. However, the display of Trade-marks on pages at this Site does not imply that any license has been granted to any third party.

The information and material, including all content, site design, text, graphics and arrangement thereof (the “Content”) on this site are protected by copyright and intellectual property laws, including the copyright laws of Canada and/or other countries and is the property of Meraki Financial Services Inc. No material may be modified, reproduced, transmitted and distributed in any format for commercial or personal use without written consent of Meraki Financial Services Inc. Use or modification of the any Content in this Site is a violation of intellectual property rights and other proprietary rights and is strictly prohibited. Meraki Financial Services Inc. holds the right to seek implicit or explicit damages by legal actions for any violations that may be caused directly or indirectly to Meraki Financial Services Inc.

By accessing to this Site, you hereby agree to release, discharge, indemnify and hold harmless Meraki Financial Services Inc. from any and all claims and demands arising out of or in connection with breach of any of the warranties and representations set forth herein or the use of the Site, including without limitation any and all claims for copyright or trademark infringement, libel or invasion of privacy. Meraki Financial Services Inc. shall be entitled but not obligated to assume and control the defense and settlement of any such indemnified claim. This agreement is governed by the laws of British Columbia, Canada. In an event that any dispute or lawsuits arises, the dispute will occur only in the courts of Richmond, BC, Canada.

Disclaimer

Information on this Site is intended for information purposes only. It is not intended to provide specific advice regarding your personal investment situation or to provide advice on specific investment, financial, legal, accounting, trading or tax matters and should not be relied on as such. This Site does not constitute an offer or solicitation to purchase or sell any securities, bond, mutual fund or any financial products, or to participate in any investment strategy, or an offer to purchase or sell or to provide any recommendation with respect to any financial products. You are advised to seek professional advice regarding their particular circumstances before making any investment or financial decision or purchasing any product. Meraki Financial Services Inc. is not responsible for results of any actions and consequences that may have resulted from the use any of the information or materials.

Although every effort is made to keep this Site up to date, information contained in this site, including without limitation quotes, rates and fees, is not guaranteed to be current, accurate, or complete, and is subject to change without notice. Meraki Financial Services Inc. disclaims liability for any error, omissions or inaccuracies in the information and material provided on this website and for any loss or damages incidental or consequential, resulting from the use of the information by any party. Visitors who use this Site and rely on any information do so at their own risk. No links to this Site may be created without prior written consent of Meraki Financial Services Inc. The Site cannot be used in any way which is unlawful, illegal, harmful, or in connection with any unlawful, illegal, or harmful purpose or activities. Meraki Financial Services Inc. reserves the right to modify the Content to the Site at any time without prior notice.

Jurisdiction

Certain products and services may not be available in all locations. Products and services may only be sold through licensed companies and individuals in jurisdictions in which the product is qualified to sale. The products and services mentioned on this Site are subject to the terms of the applicable legislation governing them and are available only in the provinces and the territories of Canada where they may be legally offered.

Links

The Site provides links and references to third party goods or services. Those links are not endorsements, authorization or approvals for their products and services. The Content of this Site may contain News and Data, including but not limited to investment and economic outlook information and index data. This information is imported directly from third party sources. Meraki Financial Services Inc. is not responsible for the content, suitability, accuracy, or availability of the information provided by any third parties websites. The information and opinion expresses on linked sites do not necessarily reflect the opinions of Meraki Financial Services Inc. If you choose to access websites that are not operated by Meraki Financial Services Inc, you do so at your own risk.

Complaints

Meraki Financial Services Inc. has a dispute resolution procedure to resolve any complaints you may have, quickly and fairly. All complaints should be directed to the Complaints Officer, who will seek to resolve your complaint in writing:

MERAKI Financial Services Inc.

Attn: Complaints Department

10271 Shellbridge Way Unit 218
Richmond, B.C. V6X 2W8 Canada

Tel: 1.833.218.0006 / Email: info@merakifsi.com

General Disclosures

In order to sell all the products, an associate must be properly licensed, registered and appointed. Mutual fund products are distributed through Amerity Wealth Management Inc. Insurance products are distributed through Affinity Financial Services Inc. and partnered MGAs. Mortgage products are offered through affiliated banks and other lenders. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments and insurance products. Please read the fund facts and prospectus, which contains detailed information before investing. Investments are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer and are not guaranteed or insured. Their values change frequently. Past performance may not be repeated and future values are not guaranteed.